Now that you understand the importance of credit and how it affects a vehicle purchase, you can obtain your credit report by using the following links:
There are many websites that will offer a “free” credit score they believe is comparable to the FICO score used by most lending institutions. However, these estimates may be 25-50 points higher or lower than the actual FICO score. It is important that you know your FICO score before negotiating with a car dealership. Contact your Personal Financial Management office to learn how to get your FICO score at no cost.